Banking Professional with 13 years experience in wholesale and retail banking

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Resume ID:

323661

Location:

Indore 

Category:

Other

Desired Salary:

$80,000.00 per year
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Resume Views:

12

Postal Code:

M4B 1B3

Employment Type:

Full Time

Posted:

10.28.2016
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Objective:

A challenging career opportunity which would help me to utilize my thirteen years banking experience and enable me to make positive contribution to the organization that I join.

Education:

06.15.2001 - 04.15.2003
KJ Somaiya Institute of Management Studies And Research
Marketing
Master’s Degree


06.15.1998 - 04.15.2001
International Institute of Professional Studies
General Management
Bachelor’s Degree


- 04.15.1997
Sri Satya Sai Vidya Vihar
Science
High school


Work Experience:

05.21.2003 - 10.27.2016
Assistant Vice President - Credit Manager, Large Ticket Underwriting, SME
HDFC Bank Ltd | Banking
Experience
October 2015 – Till Date | Credit Manager, Large Ticket Underwriting, Wholesale Credit - Business Banking Group
HDFC Bank Ltd | Indore
Responsibilities:
  • Responsible for Underwriting Large Ticket Cases for SME Vertical in the state of Madhya Pradesh, India
  • Includes assessing and approving new and existing exposures, all valued at, more than Rupees 5 Cr.
  • Responsible for quality assessment, and identifying risk elements in proposals. Also, establishing justifiable secured limits for the customers.
  • Monitoring accounts on regular basis by reviewing call updates and transaction analysis. Taking corrective action where necessary.
  • Meeting customers periodically, doing plant visits.
  • Monitoring delinquencies in the portfolio, to maintain portfolio health.
  • Engaging audit firms for annual stock audits for customers.
 
October 2008 – Sep 2015 | Territory Head, Business Banking Group
HDFC Bank Ltd | Mumbai
Responsibilities:
  • Responsible for Business Banking portfolio for a branches in parts of Mumbai
  • Includes sourcing new customers and handling over 300 existing relationships
  • Responsible for target achievement of branches and scoping the branch database for lead generation
  • Cross selling all banking products to the portfolio
  • Owing the total relationship of the customer with the bank
  • Responsible for the growth of the portfolio by new acquisition, enhancement and fee income generation.
  • Ensuring clean Housekeeping: Primarily includes CAM preparations and timely renewals, obtaining and closing exceptions, plant and site visits and preparation of quarterly customer reports, etc.
  • Ensuring the quality of Portfolio: Be on the lookout for stress signs in the client operations / activity and address them.
  • Customer profiling sheet and identifying cross sell / revenue increasing opportunity.
 
February 2007 – September 2008 | Relationship Manager, Business Banking Group
HDFC Bank Ltd | Mumbai
Responsibilities:
  • Servicing of close to 50 Business Banking customers acquired by the bank through the sourcing channel.
  • Responsible for the growth of the portfolio by enhancement business and fee income generation.
  • Credit Management & Housekeeping: Primarily includes CAM preparations and timely renewals, obtaining and closing exceptions, plant and site visits and preparation of quarterly customer reports, obtaining and deciphering stock statements.
  • Managing seasonal / ad hoc limit requirements.
  • Ensuring the quality of Portfolio: Be on the lookout for stress signs in the client operations / activity and address them.
  • Documentation pre-sanction and post sanction
  • Customer profiling sheet and identifying cross sell / revenue increasing opportunity.
  • Daily servicing of customer
  • Cross selling banking products like General Insurance, CMS etc.
October 2006 – January 2007 | Project Manager, Quality Initiatives Group
HDFC Bank Ltd | Mumbai
Responsibilities:
  • Did a project on required staff strength in one of the largest branches of Mumbai. The project involved understanding the work carried out at each desk, correcting flow of document / people and thus streamlining the processes.
  • Conducted 5S in two branches.
  • Conducted study on the process of record keeping with vendor. The study included document / file dispatch, storage, retrieval.
July 2005 – October 2006 | Branch Manager, Retail Branch Banking
HDFC Bank Ltd | Bhopal
Responsibilities:
  • Responsible for managing the Branch Profitability, ensuring high quality service and Customer Relationship Management
  • Owning the overall branch supervision
  • Ensure achievement of overall Branch Targets by generating business and cross sales
  • Key Customer Relationship Management & supervision of all High Net Worth customer programs
  • Review Branch Operations
  • Ensure compliance with Banking rules, Regulations & Procedures
  • Periodic review of progress vs. objectives
  • Lead a result oriented team
 
May 2005 – June 2005 | Branch Manager, Retail Branch Banking
HDFC Bank Ltd | Mandsaur
Responsibilities:
  • Responsible for managing the Branch Profitability, ensuring high quality service and Customer Relationship Management
  • Owning the overall branch supervision
  • Ensure achievement of overall Branch Targets by generating business and cross sales
  • Key Customer Relationship Management & supervision of all High Net Worth customer programs
  • Review Branch Operations
  • Ensure compliance with Banking rules, Regulations & Procedures
  • Periodic review of progress vs. objectives
  • Lead a result oriented team
June 2004 – May 2005 | Relationship Manager, Retail Branch Banking
HDFC Bank Ltd | Indore
Responsibilities:
  • Managing the High Net Worth customers of the Branch
  • Achieving the Business targets assigned in terms of cross selling, enhancing and upgrading the High Net Worth relationships.
  • Profiling the Customers and providing them with financial products to meet their needs
  • Ensuring the highest levels of service to the High Net Worth customers
  • Providing Financial planning & Investment Advise
  • Sales targets spread across Liabilities, Retail Assets, Business Banking, Forex, Credit Cards, Online trading etc.
  • One point contact for all requirements of High Net Worth customers in the Branch
  • Acquisition & Servicing of High Net Worth customers
May 2003 – June 2004 | Personal Banker, Retail Branch Banking
HDFC Bank Ltd | Indore
Responsibilities:
  • Managing all non Teller Operations like A/c opening, FD, Lockers, Forex etc.
  • Custodian of different deliverables
  • Report Generation & filing.
  • Customer acquisition & cross sell to walk in customers.
  • Generate business and cross sell all products and services of the Bank.
  • Enhance the value of existing accounts of CASA customers. Retention of accounts.


Total Years Experience:

13

Skills:

Underwriting for Working Capital Proposals in the SME space
Portfolio Management and New Account Sourcing in the SME space

Occupations:

Accounting-Finance: Corporate Finance, Credit Review-Analysis, Policy Underwriting
Banking-Mortgage Professionals: Credit Manager, Underwriter
Sales-Retail: Business Development-New Accounts
User Info

Manish Mamtani
Indore, India